does not receive any compensation from the sale of the identity theft insurance benefit included as part of the PrivacyGuard service. PrivacyGuard is a service of Trilegiant Corporation in conjunction with Trilegiant Insurance Services, Inc. If no information has been added or changed, then you will receive a monthly notification stating that no information has changed within your credit file.
Your scores may not be identical or similar to scores you receive directly from those agencies or from other sources.ĭaily monitoring will notify you of certain new inquiries and derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by any of the three major credit reporting agencies. Your scores are based on information from the files at the three major credit reporting agencies. Although these scores are not used by lenders to evaluate your credit, they are intended to reflect common credit scoring practices and are designed to help you understand your credit. Your CreditXpert® Scores™ are provided by CreditXpert Inc. Coverage may not be available in all jurisdictions.Trilegiant Corporation, Trilegiant Insurance Services, Inc., and Alliance Marketing Association and their credit information subcontractors shall not have any liability for the accuracy of the information contained in the credit reports, credit scores, Credit Alert® reports or other reports which you receive in connection with the PrivacyGuard service, including any liability for damages, direct or indirect, consequential or incidental.
#Privacy guard credit report review trial#
Please refer to the actual policies for terms, conditions, and exclusions of coverage. This includes a mobile app, text and email alerts, a 14-day trial for 1, a dedicated ID fraud resolution agent and triple-bureau credit monitoring reports and alerts when you choose the Credit. The Identity Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Equifax, Inc., or its respective affiliates for the benefit of its Members. Ĭredit monitoring from Experian and TransUnion will take several days to begin.To opt out of such pre-approved offers, visit Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Global Consumer Solutions which provide you with access to your credit report or credit score or monitor your credit file Federal, state and local government agencies companies reviewing your application for employment companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe for fraud detection and prevention purposes and companies that wish to make pre-approved offers of credit or insurance to you. Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. However, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and search every possible Internet site where consumers' personal information is at risk of being traded. WebScan searches thousands of Internet sites where consumers' personal information is suspected of being bought and sold, and regularly adds new sites to the list of those it searches. WebScan searches for your Social Security Number, up to 5 passport numbers, up to 6 bank account numbers, up to 6 credit/debit card numbers, up to 6 email addresses, and up to 10 medical ID numbers. You may cancel at any time however, we do not provide partial month refunds. An identity protection plan also provides unlimited online access to your TransUnion credit report, TransUnion credit score, and includes three-bureau. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription.
We will require you to provide your payment information when you sign up.
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